/*
Theme Name:  OffPlan
Theme URI:
Author:      WOW
Author URI:
Description: OffPlan – Healthcare Without Insurance
Version:     1.0.0
Text Domain: offplan
*/

/* ── Brand tokens ──────────────────────────────────────── */
:root {
  --op-orange      : #E8792A;
  --op-navy        : #1B3169;
  --op-navy-darker : #0e1b3d;
  --op-navy-lighter: #2d4685;
  --op-charcoal    : #555555;

  --bs-font-sans-serif: poppins, sans-serif;
  --bs-body-font-family: poppins, sans-serif;
}

body {
  background: #eaeaea;
}

.page {
  min-height: 100vh;
  background: #fff;
}

#main-content {
  background: #fff;
}

*,
body,
h1, h2, h3, h4, h5, h6,
.h1, .h2, .h3, .h4, .h5, .h6,
.display-1, .display-2, .display-3, .display-4, .display-5, .display-6,
.lead, .navbar, .nav-link, .btn,
input, select, textarea, .form-control, .form-select {
  font-family: poppins, sans-serif;
}

/* ── Typography utilities ───────────────────────────────── */
.text-balance        { text-wrap: balance; }
.text-op-navy        { color: var(--op-navy)         !important; }
.text-op-navy-darker { color: var(--op-navy-darker)  !important; }
.text-op-navy-lighter{ color: var(--op-navy-lighter) !important; }
.text-op-orange      { color: var(--op-orange)       !important; }

.bg-op-navy   { background-color: var(--op-navy)   !important; }
.bg-op-orange { background-color: var(--op-orange) !important; }

.border-op-navy { border-color: var(--op-navy) !important; }

.bg-op-navy-gradient {
  background: var(--op-navy-darker);
  background: linear-gradient(160deg, var(--op-navy-darker) 0%, var(--op-navy-lighter) 100%) !important;
}

/* ── Section eyebrow ────────────────────────────────────── */
.section-eyebrow {
  font-weight: 500;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--op-charcoal);
  margin-bottom: 0.75rem;
}

section { overflow: hidden; }

.skip-link {
  position: fixed;
  top: 0.5rem;
  left: 0.5rem;
  z-index: 2000;
  transform: translateY(-150%);
  background: #fff;
  color: var(--op-navy);
  border: 2px solid var(--op-orange);
  border-radius: 2px;
  padding: 0.6rem 1rem;
  font-weight: 700;
  text-decoration: none;
  transition: transform 0.2s ease;
}

.skip-link:focus {
  transform: translateY(0);
  outline: 3px solid rgba(232, 121, 42, 0.35);
  outline-offset: 2px;
}

/* ── Spacing extensions ─────────────────────────────────── */
.py-lg-6 { padding-top: 3.5rem !important; padding-bottom: 3.5rem !important; }
@media (min-width: 992px) {
  .py-lg-6 { padding-top: 4.5rem !important; padding-bottom: 4.5rem !important; }
}

/* ── Accent divider ─────────────────────────────────────── */
.accent::after {
  content: '';
  display: block;
  width: 90px;
  height: 5px;
  border-radius: 0;
  margin-top: 1.75rem;
  margin-bottom: 1.75rem;
}
.accent-center::after { margin-left: auto; margin-right: auto; }
.accent-left::after   { margin-left: 0; }
.accent-orange::after { background-color: var(--op-orange); }
.accent-blue::after   { background-color: var(--op-navy); }

.orange-separator { position: relative; }

.orange-separator::before {
  content: '';
  position: absolute;
  left: 25px;
  right: 25px;
  top: -1em;
  height: 2px;
  background-color: var(--op-orange);
}

@media (min-width: 992px) {
  .orange-separator::before {
    top: 0;
    bottom: 0;
    left: calc(var(--bs-gutter-x) * -0);
    right: auto;
    width: 2px;
    height: auto;
  }
}

/* ── Preheader ──────────────────────────────────────────── */
.preheader {
  background-color: var(--op-charcoal);
  color: #fff;
  position: fixed;
  width: 100%;
  z-index: 11;
}

/* ── Navbar ─────────────────────────────────────────────── */
.site-navbar {
  top: 55px;
  left: 0;
  right: 0;
  z-index: 100;
  background: #fff;
  box-shadow: 0 2px 12px rgba(0, 0, 0, 0.08);
}

.home-navbar {
  background: transparent;
  box-shadow: none;
}

.home-navbar::before {
  content: '';
  position: absolute;
  inset: 0;
  background: #fff;
  box-shadow: 0 2px 12px rgba(0, 0, 0, 0.08);
  transform: scaleY(0);
  transform-origin: top;
  transition: transform 0.35s ease;
  z-index: -1;
}

.home-navbar.scrolled::before {
  transform: scaleY(1);
}

.navbar .nav-link {
  position: relative;
  color: #444;
  font-weight: 500;
  @media screen and (max-width: 767px) {
    padding: 1em 0em;
  }
}

.navbar .nav-link:hover,
.navbar .nav-link:focus { color: var(--op-navy); }

.home-navbar:not(.scrolled) .nav-link { color: rgba(255, 255, 255, 0.9); }

.home-navbar:not(.scrolled) .nav-link:hover,
.home-navbar:not(.scrolled) .nav-link:focus,
.home-navbar:not(.scrolled) .nav-link.active,
.home-navbar:not(.scrolled) .current-menu-item > .nav-link { color: #fff; }

.navbar .nav-link.active,
.navbar .current-menu-item > .nav-link {
  color: var(--op-navy);
  font-weight: 700;
}

.home-navbar:not(.scrolled) .nav-link.active,
.home-navbar:not(.scrolled) .current-menu-item > .nav-link { color: #fff; }

.navbar .nav-link.active::after,
.navbar .current-menu-item > .nav-link::after {
  content: '';
  position: absolute;
  left: 1rem;
  right: 1rem;
  bottom: 0.25rem;
  height: 3px;
  background: var(--op-orange);
}

.navbar-brand {
  padding-top: 0;
  padding-bottom: 0;
}

.home-navbar:not(.scrolled) .navbar-toggler { border-color: rgba(255, 255, 255, 0.5); }

.home-navbar:not(.scrolled) .navbar-toggler-icon {
  background-image: url("data:image/svg+xml,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 30 30'%3e%3cpath stroke='rgba%28255%2c255%2c255%2c0.85%29' stroke-linecap='round' stroke-miterlimit='10' stroke-width='2' d='M4 7h22M4 15h22M4 23h22'/%3e%3c/svg%3e");
}

.home-navbar:not(.scrolled) .navbar-collapse.show,
.home-navbar:not(.scrolled) .navbar-collapse.collapsing {
  background: rgba(15, 15, 15, 0.88);
  padding: 0.75rem 1rem 1rem;
  margin-top: 0.25rem;
}

.navbar .brand-placeholder {
  position: relative;
  display: grid;
  align-items: center;
  line-height: 1;
  @media screen and (max-width: 767px) {
    left: 25px;
  }
}

.home-navbar .brand-placeholder::before {
  content: " ";
  position: absolute;
  left: -30px;
  width: calc(100% + 30px);
  height: 200px;
  top: -72px;
  background: #fff;
  border-radius: 0 0 8px 8px;
  transform: scaleY(0);
  transform-origin: top;
  transition: transform .65s ease;
  opacity: 0;
  @media screen and (max-width: 767px) {
    top: -16px;
    height: 165px;
  }
}

.home-navbar:not(.scrolled) .brand-placeholder::before {
  transform: scaleY(1);
  opacity: 1;
}

.brand-placeholder img {
  position: relative;
  z-index: 1;
  grid-area: 1 / 1;
  display: block;
  width: 250px;
  max-width: 100%;
  height: auto;
  margin: 0 auto;
}

.home-navbar .brand-logo-transparent,
.home-navbar .brand-logo-scrolled {
  transition: opacity 0.35s ease, visibility 0.35s ease, height 0.35s ease;
}

.home-navbar .brand-logo-transparent {
  height: auto;
  position: absolute;
  top: -45px;
  left: -13px;
  @media screen and (max-width: 767px) {
    top: -10px;
  }
}

.home-navbar:not(.scrolled) .brand-logo-scrolled {
  opacity: 0;
  visibility: hidden;
}

.home-navbar .brand-logo-scrolled {
  opacity: 0;
  visibility: hidden;
}

.home-navbar.scrolled .brand-logo-transparent {
  opacity: 0;
  visibility: hidden;
  height: 0;
}

.home-navbar.scrolled .brand-logo-scrolled {
  opacity: 1;
  visibility: visible;
}

@media screen and (max-width: 767px) {
  .home-navbar::before { transform: scaleY(1); }

  .home-navbar:not(.scrolled) .brand-placeholder::before { transform: scaleY(0); }

  .home-navbar:not(.scrolled) .brand-logo-transparent {
    opacity: 0;
    visibility: hidden;
    height: 0;
  }

  .home-navbar:not(.scrolled) .brand-logo-scrolled {
    opacity: 1;
    visibility: visible;
  }

  .home-navbar:not(.scrolled) .nav-link,
  .home-navbar:not(.scrolled) .nav-link:hover,
  .home-navbar:not(.scrolled) .nav-link:focus,
  .home-navbar:not(.scrolled) .nav-link.active,
  .home-navbar:not(.scrolled) .current-menu-item > .nav-link { color: var(--op-navy); }

  .home-navbar:not(.scrolled) .navbar-toggler { border-color: var(--bs-navbar-toggler-border-color); }

  .home-navbar:not(.scrolled) .navbar-toggler-icon { background-image: var(--bs-navbar-toggler-icon-bg); }

  .home-navbar:not(.scrolled) .navbar-collapse.show,
  .home-navbar:not(.scrolled) .navbar-collapse.collapsing { background: transparent; }
}

.anchor {
  display: block;
  position: relative;
  top: -120px;
  visibility: hidden;
}

/* ── Nav dropdown ────────────────────────────────────────── */
.nav-dropdown-caret {
  display: inline-block;
  width: 0;
  height: 0;
  border-left: 4px solid transparent;
  border-right: 4px solid transparent;
  border-top: 4px solid currentColor;
  vertical-align: middle;
  margin-left: 5px;
  opacity: 0.55;
}

/* Desktop: show on hover */
@media (min-width: 992px) {
  .site-navbar .nav-item.dropdown:hover .dropdown-menu {
    display: block;
  }
}

/* Mobile: always visible, indented below parent */
@media (max-width: 991.98px) {
  .site-navbar .nav-item.dropdown .dropdown-menu {
    display: block;
    position: static;
    box-shadow: none;
    border-radius: 0;
    border-left: 2px solid var(--op-orange);
    padding: 0.25rem 0 0.5rem 1rem;
    margin-left: 0.25rem;
    min-width: auto;
  }
  .site-navbar .nav-item.dropdown .dropdown-item {
    padding: 0.35rem 0;
    font-size: 0.875rem;
    color: #666;
    font-weight: 500;
  }
}

.site-navbar .dropdown-menu {
  border: none;
  border-radius: 8px;
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.12);
  padding: 0.4rem;
  min-width: 175px;
}

.site-navbar .dropdown-item {
  border-radius: 6px;
  padding: 0.6rem 1rem;
  font-weight: 500;
  font-size: 0.925rem;
  color: #444;
}

.site-navbar .dropdown-item:hover,
.site-navbar .dropdown-item:focus {
  background: #f0f3f9;
  color: var(--op-navy);
}

.site-navbar .dropdown-item.active,
.site-navbar .dropdown-item:active {
  background: transparent;
  color: var(--op-navy);
  font-weight: 700;
}

/* ── Buttons ─────────────────────────────────────────────── */
.btn    { padding-left: 1.75rem; padding-right: 1.75rem; }
.btn-lg { padding-left: 2.25rem; padding-right: 2.25rem; }
.btn-sm { padding-left: 1.25rem; padding-right: 1.25rem; }

.btn.cta {
  background-color: var(--op-orange);
  color: #fff;
  font-weight: 700;
  border: 2px solid var(--op-orange);
  border-radius: 2px;
}
.btn.cta:hover,
.btn.cta:focus {
  background-color: #cf6921;
  border-color: #cf6921;
  color: #fff;
}

.btn.btn-outline-navy {
  background: transparent;
  border: 2px solid var(--op-navy);
  color: var(--op-navy);
  font-weight: 700;
  border-radius: 2px;
}
.btn.btn-outline-navy:hover,
.btn.btn-outline-navy:focus {
  background: var(--op-navy);
  color: #fff;
}

.btn.btn-outline {
  background: transparent;
  border: 2px solid #fff;
  color: #fff;
  font-weight: 700;
  border-radius: 2px;
}
.btn.btn-outline:hover,
.btn.btn-outline:focus {
  background: rgba(255, 255, 255, 0.15);
  border-color: #fff;
  color: #fff;
}

.text-link {
  display: inline-flex;
  align-items: center;
  gap: 0.55rem;
  color: inherit;
  font-weight: 700;
  text-decoration: none;
  line-height: 1.2;
}

.text-link::after {
  content: '';
  width: 0.55em;
  height: 0.55em;
  border-top: 0.16em solid var(--op-orange);
  border-right: 0.16em solid var(--op-orange);
  position: relative;
  top: -1px;
  transform: rotate(45deg);
  transition: transform 0.2s ease;
}

.text-link:hover,
.text-link:focus {
  color: inherit;
}

.text-link:hover::after,
.text-link:focus::after {
  transform: translateX(0.15rem) rotate(45deg);
}

.lead + .text-link {
  margin-top: 2rem;
}

@media screen and (max-width: 767px) {
  .btn { width: 100%; }
}

/* ── Philosophy section ─────────────────────────────────── */
.philosophy-stat {
  font-weight: 800;
  line-height: 1;
}

.philosophy-list {
  list-style: none;
  padding: 0;
  margin: 0;
  @media screen and (max-width: 767px) {
    text-align: left;
    width: max-content;
    margin: 0 auto;
  }
}
.philosophy-list li { padding: 0.3rem 0; }
.philosophy-list li::before {
  content: '•';
  margin-right: 0.5rem;
}

@media (min-width: 992px) {
  .content-lg-right {
    width: max-content;
    margin-left: auto;
    text-align: left;
  }
}

/* ── Split intro header ──────────────────────────────────── */
.col-divider-right { border-right: none; }
@media (min-width: 992px) {
  .col-divider-right {
    border-right: 2px solid var(--op-orange);
    padding-right: 2.5rem !important;
  }
}

/* ── Team section ───────────────────────────────────────── */
.team-section { background-color: var(--op-navy); }

.team-grid {
  display: grid;
  gap: 1.5rem;
  grid-template-columns: 1fr;
}

@media (min-width: 576px) {
  .team-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}

@media (min-width: 768px) {
  .team-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); }
}

@media (min-width: 1200px) {
  .team-grid { grid-template-columns: repeat(5, minmax(0, 1fr)); }
}

.team-member-img {
  aspect-ratio: 1 / 1.25;
  overflow: hidden;
  background: #c5cdd4;
}

.team-member-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.team-card-inner {
  display: grid;
  grid-template-columns: 1fr;
}

.team-card-img-col {
  display: flex;
  min-height: 300px;
  overflow: hidden;
}

.team-card-img {
  width: 100%;
  flex: 1;
  object-fit: cover;
  object-position: top center;
  display: block;
}

.team-card-btn {
  width: 100%;
}

@media (min-width: 992px) {
  .team-card-inner {
    grid-template-columns: 1fr 2fr;
  }

  .team-card-img-col {
    min-height: 220px;
  }

  .team-card-btn {
    width: 200px;
  }
}

.section-eyebrow.light { color: rgba(255, 255, 255, 0.6); }

/* ── Gravity Forms compatible styles ────────────────────── */
.gform_wrapper .gfield { margin-bottom: 0.75rem; }

.gform_wrapper .gform_fields{
  row-gap: 15px !important;
}
.gform_wrapper .gfield_label {
  display: block;
  font-weight: 700 !important;
  margin-bottom: 0.4rem;
  color: #333;
}

.gform_wrapper fieldset {
  border: 0;
  margin: 0;
  padding: 0;
}

.gform_wrapper legend.gfield_label {
  float: none;
  width: auto;
  padding: 0;
  font-size: 1rem;
}

.gform_wrapper .gfield_required { color: var(--op-orange); margin-left: 2px; }

.gform_wrapper input[type="text"],
.gform_wrapper input[type="email"],
.gform_wrapper input[type="tel"],
.gform_wrapper select {
  width: 100%;
  border: 1px solid #ccc;
  border-radius: 2px;
  padding: 0.6rem 0.75rem;
  font-family: poppins, sans-serif;
  background: #fff;
  color: #333;
}

.gform_wrapper input[type="text"]:focus,
.gform_wrapper input[type="email"]:focus,
.gform_wrapper input[type="tel"]:focus,
.gform_wrapper select:focus {
  outline: none;
  border-color: var(--op-navy);
  box-shadow: 0 0 0 3px rgba(27, 49, 105, 0.1);
}

.gform_wrapper .gfield_radio,
.gform_wrapper .gfield_checkbox {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  gap: 1.5rem;
}

.gform_wrapper .gchoice {
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

.gform_wrapper .gchoice input[type="radio"],
.gform_wrapper .gchoice input[type="checkbox"] {
  accent-color: var(--op-orange);
  width: 17px;
  height: 17px;
  cursor: pointer;
  flex-shrink: 0;
}

.gform_wrapper .gfield--consent {
  display: flex;
  align-items: flex-start;
  gap: 0.6rem;
  color: #555;
}

#scheduleModal .gform_wrapper .gform_button,
#scheduleModal .gform_wrapper input[type="submit"].gform_button,
#analysisModal .gform_wrapper input[type="submit"].gform_button,
#partnerModal .gform_wrapper input[type="submit"].gform_button,
#advisorModal .gform_wrapper input[type="submit"].gform_button  {
  width: 100%;
  background-color: var(--op-navy);
  color: #fff;
  font-weight: 700;
  font-family: poppins, sans-serif;
  border: none;
  border-radius: 2px;
  padding: 0.85rem 1.75rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  cursor: pointer;
}

#scheduleModal .gform_wrapper .gform_button:hover,
#scheduleModal .gform_wrapper input[type="submit"].gform_button:hover,
#analysisModal .gform_wrapper input[type="submit"].gform_button:hover,
#partnerModal .gform_wrapper input[type="submit"].gform_button:hover  { background-color: #111e40; }

/* ── Footer ─────────────────────────────────────────────── */
.site-footer {
  border-top: 1px solid #dee2e6;
  padding: 2.5rem 0 2rem;
}

footer .brand-placeholder { filter: none; }
footer .brand-placeholder img { width: 180px; height: auto; }

.footer-nav a {
  color: #444;
  text-decoration: none;
  font-weight: 500;
  font-size: 0.9rem;
}
.footer-nav a:hover { color: var(--op-navy); }

.footer-copy {
  font-size: 0.875rem;
  color: var(--op-charcoal);
}

@media screen and (max-width: 767px) {
  .footer-nav {
    display: grid !important;
    grid-template-columns: 1fr 1fr;
    width: 100%;
  }
}

/* ── Audience cards ─────────────────────────────────────── */
.audience-card {
  border: 1px solid #dee2e6;
  background: #fff;
  height: 100%;
  display: flex;
  flex-direction: column;
  overflow: hidden;
}

.audience-card-img {
  height: 260px;
  flex-shrink: 0;
  overflow: hidden;
}

.audience-card-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.audience-card-body {
  padding: 1.75rem;
  display: flex;
  flex-direction: column;
  flex: 1;
}

.audience-card-link {
  margin-top: auto;
  padding-top: 1.5rem;
  text-align: center;
  color: var(--op-charcoal);
  text-decoration: underline;
}

.audience-card-link:hover { color: var(--op-navy); }

/* ── Feature cards ──────────────────────────────────────── */
.feature-card {
  background-color: var(--op-navy);
  border-radius: 10px;
  padding: 3rem;
  color: #fff;
  height: 100%;
  @media screen and (max-width: 1099px) { padding: 3em; }
  @media screen and (max-width: 767px)  { padding: 3em 2em; }
}

.feature-card-title {
  color: var(--op-orange);
  font-weight: 700;
  margin-bottom: 1rem;
}

.bordered-bg-card {
  --card-bg-icon: none;
  background-color: #fff;
  background-image: var(--card-bg-icon);
  background-position: right .75rem bottom .75rem;
  background-repeat: no-repeat;
  background-size: 64px auto;
  border: 1px solid var(--op-navy);
  color: var(--op-charcoal);
  padding: 2.5rem;
  padding-bottom: 4.5rem;
}

.disclaimer-card {
  background: #fff;
  border-radius: 8px;
  box-shadow: 0 4px 24px rgba(0, 0, 0, 0.08);
}

/* ── Employers page ─────────────────────────────────────── */
.model-label {
  position: absolute;
  top: 50%;
  left: -5rem;
  writing-mode: vertical-rl;
  transform: translateY(-50%) rotate(180deg);
  letter-spacing: 0.35em;
  line-height: 1;
  white-space: nowrap;
}

.changes-icon-wrap {
  min-height: 104px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.changes-icon-placeholder {
  width: 88px;
  height: 88px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border: 0;
  color: var(--op-navy);
  line-height: 1;
}

.changes-icon-placeholder img {
  width: 100%;
  height: 100%;
  object-fit: contain;
}

.funding-panel {
  margin-inline: clamp(1rem, 4vw, 5rem);
}

.funding-comparison {
  --funding-line-width: clamp(5rem, 10vw, 9rem);
  display: flex;
  align-items: center;
  justify-content: center;
  gap: var(--funding-line-width);
}

.funding-connector {
  width: var(--funding-line-width);
  height: 2px;
  background: var(--op-orange);
  flex: 0 0 var(--funding-line-width);
  margin-inline: calc(var(--funding-line-width) * -1);
}

.funding-circle {
  width: clamp(15rem, 22vw, 21rem);
  aspect-ratio: 1;
  border: 2px solid var(--op-orange);
  border-radius: 50%;
  display: flex;
  align-items: center;
  padding: clamp(2rem, 4vw, 3rem);
  position: relative;
  z-index: 1;
}

.funding-circle-lg {
  width: clamp(18rem, 28vw, 26rem);
}

.funding-bottom {
  border-top: 2px solid var(--op-orange);
  border-bottom: 2px solid var(--op-orange);
  position: relative;
}

.funding-bottom::before {
  content: '';
  position: absolute;
  top: 2.5rem;
  bottom: 2.5rem;
  left: 50%;
  width: 2px;
  background: var(--op-orange);
  transform: translateX(-50%);
}

.funding-icon-placeholder {
  width: 52px;
  height: 52px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: var(--op-orange);
  line-height: 1;
  flex: 0 0 auto;
}

.funding-icon-placeholder img {
  width: 100%;
  height: 100%;
  object-fit: contain;
}

.platform-card {
  border: 2px solid var(--op-orange);
  border-radius: 10px;
  min-height: 100%;
}

.starting-point-icon-wrap {
  min-height: 104px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.starting-point-icon-placeholder {
  width: 88px;
  height: 88px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: var(--op-navy);
  line-height: 1;
}

.starting-point-icon-placeholder img {
  width: 100%;
  height: 100%;
  object-fit: contain;
}

.starting-point-col + .starting-point-col {
  border-left: 2px solid rgba(27, 49, 105, 0.85);
}

.experience-circle {
  aspect-ratio: 1;
  width: 100%;
  max-width: 360px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-inline: auto;
  padding: clamp(2rem, 4vw, 3rem);
  text-align: center;
}

.experience-no {
  font-size: clamp(2.75rem, 5vw, 4rem);
  line-height: 0.9;
}

@media (max-width: 991.98px) {
  .model-label {
    position: static;
    writing-mode: horizontal-tb;
    transform: none;
  }

  .funding-panel {
    margin-inline: 1rem;
  }

  .funding-comparison {
    flex-direction: column;
    gap: 2.5rem;
  }

  .funding-connector {
    width: 2px;
    height: 2.5rem;
    flex-basis: 2.5rem;
    margin: -2.5rem 0;
  }

  .funding-circle,
  .funding-circle-lg {
    width: min(100%, 22rem);
  }

  .funding-bottom::before {
    display: none;
  }

  .funding-bottom-col + .funding-bottom-col {
    border-top: 2px solid var(--op-orange);
  }
}

@media (max-width: 767.98px) {
  .starting-point-col + .starting-point-col {
    border-left: 0;
    border-top: 2px solid rgba(27, 49, 105, 0.85);
    padding-top: 3rem;
  }
}

/* ── Stats section ──────────────────────────────────────── */
.stats { background-color: var(--op-navy); }

.stat-icon {
  min-height: 96px;
  display: flex;
  align-items: center;
  justify-content: center;
  line-height: 1;
}

.stat-icon img {
  display: block;
  width: auto;
  max-width: 150px;
  max-height: 65px;
  object-fit: contain;
}

.stat-value {
  font-weight: 700;
  color: #fff;
  line-height: 1.1;
}

.stat-desc {
  color: rgba(255, 255, 255, 0.75);
  line-height: 1.5;
  text-wrap: balance;
}

/* ── Hero ────────────────────────────────────────────────── */
/* background-image set inline via ACF on each page template */
.hero {
  position: relative;
  background-color: #6b7f8c;
  background-size: cover;
  background-position: 10% center;
  min-height: min(max(650px, 85vh), 1000px);
  display: flex;
  align-items: center;
  padding: 5rem 0;
  padding-top: 12rem;
}

.hero-slim {
  margin-top: 130px;
}

.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    linear-gradient(to bottom, rgba(0, 0, 0, 0.70) 0%, rgba(0, 0, 0, 0) 30%),
    linear-gradient(to left, rgba(0, 0, 0, 0.70) 50%, rgba(0, 0, 0, 0) 75%);
  z-index: 0;
  @media screen and (max-width: 767px) {
    background: rgba(0, 0, 0, 0.70);
  }
}

.hero > .container {
  position: relative;
  z-index: 1;
}

.hero h1 {
  color: #fff;
  font-weight: 800;
  line-height: 1.2;
}

.hero .lead {
  color: #fff;
  line-height: 1.75;
}

.hero-launch-lockup {
  display: inline-flex;
  align-items: stretch;
  margin-bottom: 1.5rem;
  filter: drop-shadow(0 8px 22px rgba(0, 0, 0, 0.22));
}

.hero-launch-logo {
  position: relative;
  z-index: 1;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 10rem;
  min-height: 3.25rem;
  padding: 1rem;
  background: #fff;
  transform-origin: left center;
  animation: heroLogoTileIn 0.65s ease both;
}

.hero-launch-logo img {
  display: block;
  width: 100%;
  height: auto;
}

.hero-launch-message {
  position: relative;
  display: inline-flex;
  align-items: center;
  min-height: 3.25rem;
  padding: 0 1.25rem;
  color: transparent;
  font-size: 1.5rem;
  font-weight: 500;
  line-height: 1.2;
  overflow: hidden;
  z-index: 0;
  animation: heroLaunchCopyIn 0.75s 1.2s ease both;
}

.hero-launch-message::before {
  content: '';
  position: absolute;
  inset: 0;
  background: var(--op-orange);
  transform: scaleX(0);
  transform-origin: left center;
  animation: heroLaunchBarIn 0.65s 0.6s ease both;
  z-index: -1;
}

@keyframes heroLogoTileIn {
  from { opacity: 0; transform: translateY(0.6rem) scale(0.96); }
  to   { opacity: 1; transform: translateY(0) scale(1); }
}

@keyframes heroLaunchBarIn {
  from { transform: scaleX(0); }
  to   { transform: scaleX(1); }
}

@keyframes heroLaunchCopyIn {
  from { color: transparent; }
  to   { color: #fff; }
}

@media screen and (max-width: 767px) {
  .hero-launch-lockup {
    display: flex;
    max-width: 100%;
  }
  .hero-launch-message {
    flex: 1;
    min-width: 0;
    white-space: normal;
  }
}

.insurance-spacer {
  padding-left: 15%;
  @media screen and (max-width: 767px) { padding-left: 0; }
}

/* ── wowTracker skin ────────────────────────────────────── */
.wt-track {
  background: #1B3169;
  border: 1px solid #4464b5;
}
.wt-track::before  { background: #fff; }
.wt-track .wt-dot  { background: #fff; }
.wt-track .wt-item--active .wt-dot { background: #E8792A; }

/* ── Physicians page ────────────────────────────────────── */
.physician-card-icon {
  min-height: 150px;
  display: flex;
  align-items: center;
  justify-content: center;
  line-height: 1;
}

.icon-96 {
  width: 96px;
  max-height: 96px;
  height: auto;
  object-fit: contain;
}

.icon-64 {
  width: 64px;
  max-height: 64px;
  height: auto;
  object-fit: contain;
}

@media (min-width: 992px) {
  .physician-card-title { min-height: 3rem; }
}

.comparison-chart {
  --comparison-header-height: 5.5rem;
  --comparison-row-height: 4.25rem;
  position: relative;
  display: grid;
  grid-template-columns: 190px repeat(2, minmax(0, 1fr));
  gap: 1.5rem;
  align-items: end;
}

.comparison-vs {
  position: absolute;
  left: calc(190px + 1.5rem + ((100% - 190px - 3rem) / 2) + 0.75rem);
  top: calc(var(--comparison-header-height) + (var(--comparison-row-height) * 2.5));
  padding-top: .25em;
  width: 4.5rem;
  height: 4.5rem;
  border-radius: 50%;
  background: var(--op-orange);
  border: 2px solid rgba(255, 255, 255, 0.65);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 2rem;
  line-height: 1;
  z-index: 3;
}

.comparison-vs.reveal {
  transform: translate(-50%, calc(-50% + var(--reveal-distance)));
}

.comparison-vs.reveal.is-visible {
  transform: translate(-50%, -50%);
}

.comparison-labels {
  display: grid;
  grid-template-rows: var(--comparison-header-height) repeat(6, var(--comparison-row-height));
}

.comparison-labels span {
  display: flex;
  align-items: center;
  justify-content: flex-end;
  color: #fff;
  font-weight: 700;
  text-align: right;
}

.comparison-panel {
  border: 2px solid var(--op-orange);
  border-radius: 14px;
  overflow: hidden;
}

.comparison-panel-title {
  min-height: var(--comparison-header-height);
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: .5rem 2rem;
}

.comparison-row {
  min-height: var(--comparison-row-height);
  display: flex;
  align-items: center;
  padding: 0.75rem 2rem;
  color: rgba(255, 255, 255, 0.9);
}

.comparison-row:nth-child(even) { background: rgba(255, 255, 255, 0.22); }
.comparison-row:nth-child(odd)  { background: rgba(0, 0, 0, 0.08); }

@media (max-width: 991.98px) {
  .comparison-chart {
    grid-template-columns: 1fr;
    gap: 2rem;
  }
  .comparison-vs {
    left: 50%;
    top: calc(var(--comparison-header-height) + (var(--comparison-row-height) * 6) + 1rem);
  }
  .comparison-labels { display: none; }
  .comparison-panel  { position: relative; }
  .comparison-row {
    justify-content: space-between;
    gap: 1rem;
  }
  .comparison-row::before {
    content: attr(data-label);
    font-weight: 700;
    color: #fff;
  }
}

.no-claims {
  display: inline-flex;
  align-items: center;
  gap: 1.25rem;
  color: var(--op-navy);
}

.no-claims-word {
  font-weight: 900;
  line-height: 0.85;
  letter-spacing: -0.04em;
}

.no-claims-list {
  border-left: 1px solid var(--op-charcoal);
  padding-left: 1.25rem;
  font-weight: 700;
  line-height: 1.35;
  text-transform: uppercase;
}

@media (min-width: 992px) {
  .physician-model .content-lg-right {
    width: auto;
    max-width: 280px;
    margin-left: auto;
    text-align: left;
  }
}

.physician-benefit-card { background: rgba(255, 255, 255, 0.07); }

.step-number::after {
  content: '';
  display: block;
  width: 72px;
  height: 3px;
  background: var(--op-orange);
  margin: 1rem auto 0;
}

.ownership-icon {
  width: 84px;
  height: auto;
}

.roadmap-icon-wrap {
  min-height: 112px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.roadmap-icon {
  width: 96px;
  max-height: 96px;
  height: auto;
  object-fit: contain;
}

.roadmap-step { position: relative; }

.roadmap-step + .roadmap-step::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  bottom: 0;
  width: 1px;
  background: var(--op-navy);
}

@media (max-width: 767.98px) {
  .roadmap-step + .roadmap-step::before {
    top: calc(var(--bs-gutter-y) * -0.5);
    left: 30px;
    right: 0;
    bottom: auto;
    width: calc(100% - 60px);
    height: 1px;
  }
}

.checkmark-placeholder {
  width: 35px;
  height: 35px;
  border: 2px solid var(--op-navy);
  color: var(--op-orange);
  font-size: 4rem;
  line-height: 0.7;
  padding-left: .2em;
}

.checkmark-placeholder-sm {
  width: 20px;
  height: 20px;
  border: 1px solid #fff;
  color: var(--op-orange);
  font-size: 2rem;
  line-height: 0.7;
  padding-left: .2em;
  flex-shrink: 0;
}

.economics-carousel-viewport {
  overflow-x: hidden;
  overflow-y: hidden;
  scroll-snap-type: x mandatory;
  scroll-behavior: smooth;
  touch-action: pan-y pinch-zoom;
  overscroll-behavior-x: contain;
  scrollbar-width: none;
  -webkit-overflow-scrolling: touch;
}
.economics-carousel-viewport::-webkit-scrollbar { display: none; }

.economics-carousel-track {
  display: flex;
  gap: 1rem;
}

.economics-carousel-card {
  flex: 0 0 100%;
  scroll-snap-align: start;
  scroll-snap-stop: always;
}

.economics-carousel-nav {
  display: flex;
  align-items: center;
  justify-content: center;
}

.economics-carousel-pill {
  display: inline-flex;
  border: 1px solid var(--op-navy);
  border-radius: 999px;
  overflow: hidden;
}

.economics-carousel-pill .btn {
  min-width: 4.5rem;
  margin-left: 0 !important;
  border: 0;
  border-radius: 0;
  color: var(--op-navy);
  font-weight: 700;
  box-shadow: none;
}
.economics-carousel-pill .btn + .btn { border-left: 1px solid var(--op-navy); }

.economics-carousel-pill .btn:hover,
.economics-carousel-pill .btn:focus-visible {
  background-color: var(--op-navy);
  color: #fff;
}
.economics-carousel-pill .btn:focus-visible {
  outline: 3px solid rgba(232, 121, 42, 0.35);
  outline-offset: -3px;
}
.economics-carousel-pill .btn.disabled,
.economics-carousel-pill .btn:disabled {
  background-color: #fff;
  color: rgba(27, 49, 105, 0.68);
  opacity: 1;
}

.economics-carousel-status {
  min-width: 7.75rem;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  white-space: nowrap;
}

/* ── Compare Plans page ─────────────────────────────────── */
.compare-select-wrap {
  max-width: 480px;
  margin-left: auto;
  margin-right: auto;
}

.compare-panel { display: none; }
.compare-panel.active { display: block; }

.compare-card {
  background: #fff;
  border: 1px solid #ccc;
  border-radius: 1rem;
  padding: 2rem;
  height: 100%;
}

.compare-card-offplan {
  background: rgba(27, 49, 105, 0.07);
}

/* ── Advisors page ──────────────────────────────────────── */
.promise-paths { row-gap: 3rem; }

.promise-path { position: relative; }

.promise-path + .promise-path::before {
  content: '';
  position: absolute;
  top: 0;
  left: 1.5rem;
  right: 1.5rem;
  height: 2px;
  background: var(--op-navy);
  opacity: 0.9;
}

@media (min-width: 768px) {
  .promise-path + .promise-path::before {
    top: 0;
    left: calc(var(--bs-gutter-x) * -0.5);
    right: auto;
    bottom: 0;
    width: 2px;
    height: auto;
  }
}

.promise-icon-wrap {
  min-height: 104px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.promise-icon-placeholder {
  width: 88px;
  height: 88px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: var(--op-navy);
  line-height: 1;
}

.promise-icon-placeholder img {
  width: 100%;
  height: 100%;
  object-fit: contain;
}

.promise-path-label {
  letter-spacing: 0.02em;
  text-transform: uppercase;
}

.promise-footer-note { max-width: 58rem; }

#advisorProtectionAccordion .accordion-button::after {
  filter: brightness(0) invert(1);
}

.implementation-table {
  min-width: 760px;
  border-color: rgba(27, 49, 105, 0.24);
}
.implementation-table thead tr { border: none; }

.implementation-table thead th {
  background: var(--op-navy);
  color: var(--op-orange);
  border-color: var(--op-navy);
  padding: 1.25rem 1.5rem;
}

.implementation-table tbody th,
.implementation-table tbody td {
  padding: 1.25rem 1.5rem;
  vertical-align: middle;
}

.implementation-carousel-viewport {
  overflow-x: hidden;
  overflow-y: hidden;
  scroll-snap-type: x mandatory;
  scroll-behavior: smooth;
  touch-action: pan-y pinch-zoom;
  overscroll-behavior-x: contain;
  scrollbar-width: none;
  -webkit-overflow-scrolling: touch;
}
.implementation-carousel-viewport::-webkit-scrollbar { display: none; }

.implementation-carousel-track {
  display: flex;
  gap: 1rem;
}

.implementation-carousel-card {
  flex: 0 0 100%;
  scroll-snap-align: start;
  scroll-snap-stop: always;
  background: #fff;
  color: var(--op-charcoal);
}

.implementation-carousel-nav {
  display: flex;
  align-items: center;
  justify-content: center;
}

.implementation-carousel-pill {
  display: inline-flex;
  border: 1px solid #fff;
  border-radius: 999px;
  overflow: hidden;
}

.implementation-carousel-pill .btn {
  width: auto;
  min-width: 4.5rem;
  margin-left: 0 !important;
  border: 0;
  border-radius: 0;
  color: #fff;
  font-weight: 700;
  box-shadow: none;
}
.implementation-carousel-pill .btn + .btn { border-left: 1px solid #fff; }

.implementation-carousel-pill .btn:hover,
.implementation-carousel-pill .btn:focus-visible {
  background-color: #fff;
  color: var(--op-navy);
}
.implementation-carousel-pill .btn:focus-visible {
  outline: 3px solid rgba(232, 121, 42, 0.45);
  outline-offset: -3px;
}
.implementation-carousel-pill .btn.disabled,
.implementation-carousel-pill .btn:disabled {
  background-color: #fff;
  color: rgba(27, 49, 105, 0.72);
  opacity: 1;
}

.implementation-carousel-status {
  min-width: 6.75rem;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  white-space: nowrap;
}

/* Reusable two-column prose layout */
.two-columns {
  columns: 2;
  column-gap: 3rem;
}
@media (max-width: 991px) {
  .two-columns { columns: 1; }
}

/* SBS carousel (self-funded side-by-side section) */
.sbs-carousel-viewport {
  overflow-x: hidden;
  overflow-y: hidden;
  scroll-snap-type: x mandatory;
  scroll-behavior: smooth;
  touch-action: pan-y pinch-zoom;
  overscroll-behavior-x: contain;
  scrollbar-width: none;
  -webkit-overflow-scrolling: touch;
}
.sbs-carousel-viewport::-webkit-scrollbar { display: none; }

.sbs-carousel-track {
  display: flex;
  gap: 1rem;
}

.sbs-carousel-card {
  flex: 0 0 100%;
  scroll-snap-align: start;
  scroll-snap-stop: always;
  background: #fff;
  color: var(--op-charcoal);
}

.sbs-carousel-nav {
  display: flex;
  align-items: center;
  justify-content: center;
}

.sbs-carousel-pill {
  display: inline-flex;
  border: 1px solid #fff;
  border-radius: 999px;
  overflow: hidden;
}

.sbs-carousel-pill .btn {
  width: auto;
  min-width: 4.5rem;
  margin-left: 0 !important;
  border: 0;
  border-radius: 0;
  color: #fff;
  font-weight: 700;
  box-shadow: none;
}
.sbs-carousel-pill .btn + .btn { border-left: 1px solid #fff; }

.sbs-carousel-pill .btn:hover,
.sbs-carousel-pill .btn:focus-visible {
  background-color: #fff;
  color: var(--op-navy);
}
.sbs-carousel-pill .btn:focus-visible {
  outline: 3px solid rgba(232, 121, 42, 0.45);
  outline-offset: -3px;
}
.sbs-carousel-pill .btn.disabled,
.sbs-carousel-pill .btn:disabled {
  background-color: #fff;
  color: rgba(27, 49, 105, 0.72);
  opacity: 1;
}

.sbs-carousel-status {
  min-width: 6.75rem;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  white-space: nowrap;
}

.right-fit-image {
  width: 100%;
  height: 100%;
  min-height: 360px;
  object-fit: cover;
  object-position: center;
}